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How to Set Up the Pag-IBIG SAFE Loan in Sprout Payroll?

Pag-IBIG's SAFE (Special Assistance for Financial Emergencies) Loan is a new loan program that requires proper mapping in Sprout Payroll. This article explains the recommended adjustment type to use for accurate tracking and reporting.

Clients whose employees have availed of the Pag-IBIG SAFE Loan need to know which Adjustment Type to use in Sprout Payroll — whether to reuse an existing type or create a new custom adjustment code — to ensure correct payslip display and statutory reporting.

When setting up the adjustment, assign a distinct Adjustment Name (e.g., 'Pag-IBIG SAFE Loan') to clearly identify it on the employee's payslip and Year-to-Date (YTD) records.

Be aware that all deductions tagged under the HDMF Loan adjustment type — including any other Pag-IBIG loan deductions — will be consolidated into a single total in statutory reports.


If you need to distinguish SAFE Loan amounts separately in statutory reporting, consult the Sprout Support Team for further guidance, as consolidation is a current system behavior. For a full overview of available adjustment types, refer to: Adjustment Types on Sprout Payroll

Because all HDMF Loan adjustment types are combined in statutory reports, clients running multiple Pag-IBIG loan programs simultaneously (e.g., regular Pag-IBIG Multi-Purpose Loan and SAFE Loan) should be aware that individual loan amounts will not appear as separate line items in statutory output — only the combined total will be reflected. The Adjustment Name distinction is only visible at the payslip and YTD level.


  • Can I create a brand-new custom adjustment type specifically for the Pag-IBIG SAFE Loan?

    The recommended approach is to use the existing HDMF Loan adjustment type rather than creating a separate custom type. You can differentiate the SAFE Loan by giving it a unique Adjustment Name, which will appear on payslips and YTD records.


  • Will the SAFE Loan deduction appear separately from other Pag-IBIG loan deductions on the payslip?

    Yes — on the employee's payslip and YTD details, each adjustment is shown by its Adjustment Name, so a distinctly named SAFE Loan entry will appear separately from other Pag-IBIG loan entries.


  • Will the SAFE Loan deduction appear separately in statutory reports?

    No. All deductions classified under the HDMF Loan adjustment type are consolidated into a single total in statutory reports, regardless of the Adjustment Name used.


  • Where can I learn more about Adjustment Types in Sprout Payroll?

    You can refer to Adjustment Types on Sprout Payroll, or contact the Sprout Support Team for further assistance.


Important Note:

  • In Sprout Payroll, use the HDMF Loan adjustment type to classify the Pag-IBIG SAFE Loan deduction.

  • When setting up the adjustment, assign a distinct Adjustment Name (e.g., 'Pag-IBIG SAFE Loan') to clearly identify it on the employee's payslip and Year-to-Date (YTD) records.

  • The consolidation of all HDMF loan deductions in statutory reports is standard system behavior. As of now, it is not user-configurable and cannot be modified.

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